1800 270 7000
Apply Now

What’s Covered

  • Loss or damage due to natural disasters

    Any damage to your vehicle due to natural disasters such as earthquakes, floods, cyclones and storms, rockslides and landslides, hailstorms, frosts etc. will be covered by us.

  • Personal accident cover

    A Personal Accident (PA) cover of ₹15 lakh will be available for the registered owner-driver of the insured vehicle and an optional PA cover of ₹2 lakh will be available for co-passengers at extra premium.

  • Loss or damage against man-made disasters

    Losses or damages to your insured vehicle caused due to man-made disasters including theft, fire, riot, strike, road accident, terrorist activity, and any damage caused during transit by road, rail, inland waterway, lift, elevator or air will be covered by us.

  • Third-party legal liability

    We provide protection against legal liabilities arising due to an accident involving your vehicle, resulting in bodily injuries, death, or property damage to a third party.

What’s Not Covered?

Financing the needs of

Intentional damages or accidents.

Financing the needs of

Driving under the influence of alcohol/drugs.

Financing the needs of

Driving outside the country's boundaries.

Add-ons for extra protection

Driver & Passenger cover against Personal accident

Protects passengers and hired driver in case of injury, death, or permanent disability.

Engine Protection

Safeguards against engine damage from water seepage.

Zero Depreciation

Complete coverage without factoring in depreciation, ideal for newer cars.

Consumables Cover

Covers the cost of consumables during repairs, CNG kit cover and accessories cover.

NCB Protection

Preserves your No Claim Bonus even after a claim.

Roadside Assistance

24/7 support in case of breakdowns.

Return to Invoice

Get reimbursed with your car’s full invoice price in case of total loss or theft.

Tyre Protection

Coverage for tyre damage.

Key Protection

Covers the cost of lock and key replacements and loss of personal belongings.

Simple 3-Step Claim Process

Fill out basic details

Claim intimation

Document submission and review

Frequently Asked Questions

Yes, a minimum of third-party liability insurance is legally required to drive on Indian roads.

Yes, the insurance can be transferred when selling the vehicle.

It's crucial to renew before the expiration date to avoid legal and financial penalties.

You need vehicle registration papers, proof of identity, and address proof to apply for motor insurance