With financial assistance ascend to new heights with the sky being your limit.

Bright minds, brighter futures: We handle the finances, You focus on brilliance.

Bright minds, brighter futures: We handle the finances, You focus on brilliance.

Launch your career with confidence with dedicated support at every step.

Foster independence with rewarding choices

Maximize Rewards

Your child earns 6X points on education and essentials.

Enhanced Rewards

Your child earns 6X points on education and groceries.

Flexible Spending

Double points quarterly for spending over ₹50,000 effortlessly.

Bonus Points

Get 500 bonus points on the first purchase made.

Cashback Options

Enjoy up to 5% cashback on selected categories with milestones.

Cashback Benefits

Unlock up to 5% cashback on selected spending categories.
Most Popular

Joining Fee ₹999* + GST

Most Popular

Joining Fee ₹1200* + GST

Most Popular

Joining Fee ₹1300* + GST

Dining Discounts

Save 30% on dining with popular apps like Swiggy.

Dining Offers

Up to 30% off dining, including popular food delivery apps.

Zero Fees

No joining or annual fees for hassle-free financial management.

Easy Access

Access two railway lounges each quarter for comfortable travel.

Low Forex Charges

Manage international expenses with only 3.50% forex markup.

Fee-Free Experience

No joining or annual fees ensure your child saves money.
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Apply for your credit card with 3 simple steps

Reasons to Use with ABCD Confirm Eligibility

Check card eligibility with your bank after selection.

Reasons to Use with ABCD

Reasons to Use with ABCD Submit Application

Apply online or in-branch with the required documents.

Reasons to Use with ABCD

Reasons to Use with ABCD Activate Your Card

Activate the card using the provided secure PIN.

Reasons to Use with ABCD
START YOUR APPLICATION
Reasons to use ABCD

Check Your Eligibility & Required Documentation

Eligibility Criteria

Nationality & Age

Indian resident (16-35 years old)

Dependency

Co-applicant required (parent/guardian, spouse/parent-in-law)

Admission

Admitted to recognised higher education in India/Abroad (entrance exam/merit)

Education

Approved degree/diploma programs (UGC/Govt/AICTE/etc. recognised)

Documents Needed

Academic Records

Proof of Admission

Age Proof

PAN/Aadhaar Card

Identity Proof

Address Proof

Passport Size Photograph

Got Questions? We've Got Answers!

The three main advantages of using a Credit Card are getting additional benefits through Reward Points, increasing your spending power and building a credit history.

The lowest Credit Card limit can vary depending on the card issuer. So check with ABC Customer Service and get your doubts resolved.

To know the details of the annual fee on your Credit Card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

If you have applied for a credit card through our website, you can track the status by clicking on "Track Application Status" You will then be asked to enter information such as your application ID, Mobile number, PAN and Date of Birth. If these details match with what we have in our records, you will be able to see the status of your credit card application.

You will receive the renewal card 10 days before the expiry of your old card. The old card will be valid till the last day of the month mentioned on the credit card.

Success Stories: From Dreams to Degrees

Appreciate all the help that you provided me. It worked well and I was able to purchase the cover I was looking for. Your customer-centric attitude and warmth have impressed me a lot and I wish you all the best for the future. Thank you again for calling me and guiding me.

S

Sashwat Mishra

Thank you, Aditya Birla Capital Insurance, for helping us get the required medical coverage for my fiancé's K1 visa after our initial denial.

L

Lavanya Sharma

Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration.

S

Sushmita Chatterjee

Thanks to the student loan options, I was able to pursue my dream course in London without financial stress. The process was smooth, and the support was incredible!

P

Priya S.

University College London

The updates on exam prep and scholarship opportunities were a lifesaver. It kept me on track and made university selection stress-free.

A

Aisha K.

University of Toronto

From test prep to finding accommodation, these services had everything covered. It made my transition to studying in a new country so much easier.

A

Alex M.

New York University

Opening a student bank account was hassle-free, and the complimentary credit card has been so convenient for managing expenses abroad.

S

Sarah L

University of Melbourne

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