With financial assistance ascend to new heights with the sky being your limit.

Credit Card Solutions, Just For You

Exclusive Voucher

One complimentary domestic flight ticket or Luxe voucher or Postcard hotel

Unlimited Lounge Access

Priority Pass membership with unlimited access to international lounges

Exclusive Voucher

One complimentary domestic flight ticket or Luxe voucher or Postcard hotel
Most Popular

Joining Fee ₹999* + GST

Bonus Reward Points

5X Reward Points* on spends via TRAVEL EDGE up to `2,00,000 per calendar

Other Benefits

Annual fee waiver on spends of Rs. 25 Lakhs, fuel surcharge waiver with free

Exclusive Voucher

One complimentary domestic flight ticket or Luxe voucher or Postcard hotel

Apply online in 3 Easy steps

Reasons to Use with ABCD Apply online or in-branch

Understand coverage details & limitations before claiming.

Reasons to Use with ABCD

Reasons to Use with ABCD Load your card with desired currencies

Provide your basic personal and work related information

Reasons to Use with ABCD

Reasons to Use with ABCD Use worldwide for purchases and withdrawals

Understand coverage details & limitations before claiming.

Reasons to Use with ABCD
Reasons to use ABCD

Check Your Eligibility & Required Documentation

Eligibility Criteria

Nationality & Age

Indian resident (16-35 years old)

Dependency

Co-applicant required (parent/guardian, spouse/parent-in-law)

Admission

Admitted to recognised higher education in India/Abroad (entrance exam/merit)

Education

Approved degree/diploma programs (UGC/Govt/AICTE/etc. recognised)

Documents Needed

Academic Records

Proof of Admission

Age Proof

PAN/Aadhaar Card

Identity Proof

Address Proof

Passport Size Photograph

Got Questions? We've Got Answers!

Education loan can be availed for all courses recognized by the UGC in case of India and all regular courses abroad.

The minimum age requirement is generally around 18 years.

Yes, students can claim tax benefits under Section 80D of the Income Tax Act for the premiums paid towards student health insurance.

The lowest Credit Card limit can vary depending on the card issuer. So check with ABC Customer Service and get your doubts resolved.

To know the details of the annual fee on your Credit Card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the details of the annual fee on your Credit Card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

Success Stories: From Dreams to Degrees

Appreciate all the help that you provided me. It worked well and I was able to purchase the cover I was looking for. Your customer-centric attitude and warmth have impressed me a lot and I wish you all the best for the future. Thank you again for calling me and guiding me.

S

Sashwat Mishra

Thank you, Aditya Birla Capital Insurance, for helping us get the required medical coverage for my fiancé's K1 visa after our initial denial.

L

Lavanya Sharma

Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration.

S

Sushmita Chatterjee

Thanks to the student loan options, I was able to pursue my dream course in London without financial stress. The process was smooth, and the support was incredible!

P

Priya S.

University College London

The updates on exam prep and scholarship opportunities were a lifesaver. It kept me on track and made university selection stress-free.

A

Aisha K.

University of Toronto

From test prep to finding accommodation, these services had everything covered. It made my transition to studying in a new country so much easier.

A

Alex M.

New York University

Opening a student bank account was hassle-free, and the complimentary credit card has been so convenient for managing expenses abroad.

S

Sarah L

University of Melbourne

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