With financial assistance ascend to new heights with the sky being your limit.

Bright minds, brighter futures: We handle the finances, You focus on brilliance.

Bright minds, brighter futures: We handle the finances, You focus on brilliance.

Launch your career with confidence with dedicated support at every step.

Perks of Personal Financing with ABFL

Don't let cost hold you back, let your aspirations achieve their goal with comprehensible loan options, Study now, Pay later with ease.

No Collateral Needed

Get a loan without requiring any collateral or security with minimal documentation.

Quick Disbursal

Get the loan amount quickly, usually within 24 hours of approval, making it ideal for emergencies.Get the loan

Predictable Monthly Payments

Enjoy fixed interest rates and predictable monthly payments that help you plan finances accordingly.

Increase Eligibility

Combine your income with that of a co-applicant to increase your eligibility and secure a higher loan amount.

Apply online in 5 Easy steps

Select your loan amount & tenure

Understand coverage details & limitations before claiming.

Provide some basic details

Provide your basic personal and work related information

Review your loan amount and tenure

Understand coverage details & limitations before claiming.

Confirm your loan application

Understand coverage details & limitations before claiming.

Get the loan disbursed

Understand coverage details & limitations before claiming.

Check Your Eligibility & Required Documentation

Eligibility Criteria

Nationality & Age

Indian resident (16-35 years old)

Dependency

Co-applicant required (parent/guardian, spouse/parent-in-law)

Admission

Admitted to recognised higher education in India/Abroad (entrance exam/merit)

Education

Approved degree/diploma programs (UGC/Govt/AICTE/etc. recognised)

Documents Needed

Academic Records

Proof of Admission

Age Proof

PAN/Aadhaar Card

Identity Proof

Address Proof

Passport Size Photograph

Got Questions? We've Got Answers!

Education loan can be availed for all courses recognized by the UGC in case of India and all regular courses abroad.

The minimum age requirement is generally around 18 years.

Yes, students can claim tax benefits under Section 80D of the Income Tax Act for the premiums paid towards student health insurance.

The lowest Credit Card limit can vary depending on the card issuer. So check with ABC Customer Service and get your doubts resolved.

To know the details of the annual fee on your Credit Card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

To know the details of the annual fee on your Credit Card, you may call our Customer Care between 7:00 a.m. and 9:00 p.m. from your registered mobile number.

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Success Stories: From Dreams to Degrees

Appreciate all the help that you provided me. It worked well and I was able to purchase the cover I was looking for. Your customer-centric attitude and warmth have impressed me a lot and I wish you all the best for the future. Thank you again for calling me and guiding me.

S

Sashwat Mishra

Thank you, Aditya Birla Capital Insurance, for helping us get the required medical coverage for my fiancé's K1 visa after our initial denial.

L

Lavanya Sharma

Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration.

S

Sushmita Chatterjee

Thanks to the student loan options, I was able to pursue my dream course in London without financial stress. The process was smooth, and the support was incredible!

P

Priya S.

University College London

The updates on exam prep and scholarship opportunities were a lifesaver. It kept me on track and made university selection stress-free.

A

Aisha K.

University of Toronto

From test prep to finding accommodation, these services had everything covered. It made my transition to studying in a new country so much easier.

A

Alex M.

New York University

Opening a student bank account was hassle-free, and the complimentary credit card has been so convenient for managing expenses abroad.

S

Sarah L

University of Melbourne

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